死亡后的实际任务
After the death of a loved one, there are many practical tasks that will need your attention. 这是一个充满挑战和疲惫的时期, and it is a good idea to enlist the help of a family member or friend.
通知谁
Below is a list of people and groups to notify after the death of your loved one. You will likely need to provide death certificates to some of them. If your spouse has passed away, you may also need copies of your marriage certificate.
The best way to obtain a death certificate is through the funeral home; they can also advise you on how many you may need, 因为复印件一般不被接受. It will take the funeral home one to two weeks to prepare and process death certificates.
It is helpful to bring the following information with you when you visit the funeral home:
- 死者姓名
- 出生日期和地点
- 社会保险号
- 父亲的全名和出生地
- 母亲的全名和出生地
请通知以下人员:
十大赌博靠谱网络平台葬礼安排的人:
- 殡仪馆殡仪主任(安排服务)
- Church, temple, mosque or place of worship (to arrange services)
- 墓地或纪念公园
- 风琴手,歌手,护柩人
亲戚朋友
银行或信用合作社
Joint accounts are automatically closed after the joint account holder notifies the bank of the death. 要求你的银行把这笔钱给你. You should immediately establish a new account to handle funds received after the death.
If a safety deposit box was rented in the name of the deceased only, 你需要法庭命令才能打开它.
保险公司(健康、人寿、汽车)
If the funds are not already committed to a financial plan, request payment for only the amount you will need in the next two months. Leave decisions about investments for a later, less harried time. 给公司打电话索取表格.
Social Security, veteran's benefits, pension/association programs
The death benefits that are part of these plans should be applied for promptly. See the "死亡的好处" section below for more information.
遗嘱检验法院
在大多数州, 遗嘱必须在10天内或, 如果没有意志, 这一行为必须公开. 遗嘱认证程序可能是一件复杂的事情, depending on the size of the estate and claims against it. The advice of a family lawyer or wise friend who has been through the process is invaluable. If the surviving spouse can be appointed administrator of the estate, 这种安排通常会省钱.
Be aware that the court generally does not permit probate to be concluded in less than a year, so some resources may be tied up for at least that long.
如果你需要法律援助, contact the County Bar Association Lawyer Referral Service at (415) 989-1616 or visit the American Bar Association 网站.
住院/主要医疗保险
Spouses of the deceased must either convert to an individual medical 保险 plan or purchase their own personal policy.
Unions, fraternal organizations, alumni associations, professional societies and other organizations
报纸 如果需要,可以作为讣告
信用卡公司
Cancel credit cards that are only in the name of the deceased.
汽车集团
Transfer the titles of any cars that were in the name of the deceased. 详情请与机动车辆管理局联系. 通知汽车保险公司.
编写重要文档
While settling affairs for your loved one, it is helpful to have some of these documents on hand:
- 社会保障卡
- 公民身份文件
- 遗嘱或生前信托
- 保险政策
- 物业契据
- 汽车、船或房车的所有权
- 银行的书
- 股票、债券或共同基金报表
- IRA, 401(k)或养老金计划信息
- 所得税申报表
- 伤残索赔
死亡的好处
Social Security offers death benefits to a surviving spouse, or, 如果没有幸存的配偶, 合资格的子女. Certain family members may also be eligible for benefits. 死亡抚恤金一次性支付255美元.
Death benefits may also include Veterans Administration, 保险, employee pension and union or fraternal organization benefits.
其他实际任务
遗嘱
If you included the deceased in your will, you will want to update it.
所得税
所得税es still need to be filed for the deceased for that year. Taxes are due on the normal filing date, but you can request an extension. If the deceased was your spouse, you can still file jointly. If you have dependent children, you can file a joint return for two more years.
联邦遗产税申报表(国税局表格706)
向 国税局, a tax consultant or online to see if you will need to file for a federal estate tax return. If you do need to file for this, you should do it within nine months of the death.
加州大学旧金山分校健康 medical specialists have reviewed this information. It is for educational purposes only and is not intended to replace the advice of your doctor or other health care provider. We encourage you to discuss any questions or concerns you may have with your provider.